Term of Use & Privacy Policy
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1. Introduction
Welcome to Swifo Technologies (“Company”, “we”, “our”, “us”)! Swifo grants you a revocable, non-exclusive, non-transferable, limited license to use the website strictly in accordance with the terms of this Agreement. We are registered in Nigeria (RC7356070) and have license to operate within. We provide freelance digital funds exchange for creators and freelancers in Nigeria.
These Terms of Service (“Terms”, “Terms of Service”) govern your use of our website (together or individually “Service”) operated by Swifo Technologies. Our Privacy Policy also governs your use of our Service and explains how we collect, safeguard and disclose information that results from your use of our web pages.
Your agreement with us includes these Terms and our Privacy Policy (“Agreements”). You acknowledge that you have read and understood Agreements, and ‘agree’ to be bound by them when you create an our on our website.
If you do not agree with (or cannot comply with) Agreements, then you may not use the Service, but please let us know by emailing at [email protected] so we can try to find a solution. These Terms apply to all visitors, users and others who wish to access or use our products and services.
2. Communication
By using our Service, you consent to receiving newsletters, marketing or promotional materials, and other information that we may send. Nonetheless, you have the option to decline receiving any or all of these communications by selecting the unsubscribe link or contacting us via email at [email protected]
3. Eligibility, Registration and Account Security
To access certain features of the Service, you will be required to create an account. You are responsible for maintaining the confidentiality of your account information and are solely responsible for all activities that occur under your account. You must have a source of income and must be legitimate. If you suspect any unauthorized use of your account, please notify us immediately.
4. Transactions
All transactions are subject to our exchange rates and terms. Users must follow provided instructions during transactions and adhere to specified time frames ( 1 hour ).
Fraudulent funds will not be tolerated or accepted (if found out)
Payouts will occur only after we have confirmed your payment.
If there is any delay to you getting credited after we have paid, please keep calm till we get it resolved
5. Refunds/ Charge backs
In cases where a fund a user have exchanged through us was return to the sender and we have paid the user a Naira equivalence. The user is obligated to refund the Naira paid back in full and at once.
Non-compliance may lead to a breach of the agreement, and OD Exchange reserves the right to involve a third party (lawyer or enforcement officer) to verify the information provided by such users for investigations.
6. Privacy
We respect your privacy. By using our Service, you consent to the collection, processing, and storage of your information. Refer to our Privacy Policy for more details.
7. Intellectual Property
Service and its original content (excluding Content provided by users), features and functionality are and will remain the exclusive property of SWIFO Technologies LTD and its licensors. Service is protected by copyright, trademark, and other laws of and foreign countries. Our trademarks may not be used in connection with any product or service without the prior written consent of Swifo Technologies LTD.
8. Copyright Policy
We hold a deep respect for the intellectual property rights of others. Our commitment is to promptly address any claim asserting that Content posted on the Service infringes upon copyright or other intellectual property rights ('Infringement') of any individual or entity.
If you are a copyright owner or authorized representative and believe that the copyrighted work has been replicated in a manner constituting copyright infringement, kindly submit your claim via email to [email protected]
9. Disclaimer of Warranty
These services are provided by the company on an 'as is' and 'as available' basis. The company makes no representations or warranties of any kind, whether express or implied, regarding the operation of these services or the information, content, or materials included therein. You expressly agree that your use of these services, their content, and any services or items obtained from us is at your sole risk.
Neither the company nor any person associated with the company makes any warranty or representation concerning the completeness, security,reliability, quality, accuracy, or availability of the services. Without limiting the foregoing, neither the company nor anyone associated with the company represents or warrants that the services, their content, or any services or items obtained through the services will be accurate, reliable, error-free, or uninterrupted. There is no guarantee that defects will be corrected, that the services or the server making them available are free of viruses or other harmful components, or that the services or any services or items obtained through the services will meet your needs or expectations.
The company explicitly disclaims all warranties of any kind, whether express or implied, statutory, or otherwise, including but not limited to warranties of merchantability, non-infringement, and fitness for a particular purpose. The aforementioned disclaimer does not affect any warranties that cannot be excluded or limited under applicable law.
10. Termination
We reserve the right to terminate or suspend your account, and deny access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including, but not limited to, a breach of the Terms.
If you wish to terminate your account, you may do so by simply discontinuing the use of the Service. All provisions of the Terms that, by their nature, should survive termination, shall indeed survive termination. This includes, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
11. Governing Law
These Terms shall be governed and construed in accordance with the laws of Nigeria, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have had regarding the Service.
12. Modification of Terms
We reserve the right to make amendments to the Terms at any time by posting the revised terms on this site. It is your responsibility to periodically review these Terms
Your ongoing use of the Platform subsequent to the posting of updated Terms indicates your acceptance and agreement to the modifications. We expect you to regularly check this page to stay informed about any changes, as they are obligatory for you.
By persisting in accessing or using our Service after the effective date of any revisions, you affirm your consent to abide by the altered terms. If you do not agree with the updated terms, you are no longer authorized to use our service.
13. Contact Information
For any questions or concerns this policy, please contact our support team at [email protected]
Thank you for your cooperation and understanding. We aim to provide a secure and reliable digital funds exchange experience for all our users.