If you’re a Nigerian freelancer working on Fiverr or Upwork, chances are you’ve asked this question:

“What’s the easiest and safest way to withdraw my earnings to Naira?”

With the rise of global freelance work, more Nigerians are earning in dollars, pounds, and euros, but getting that money into your local bank account is where the real challenge begins.

The good news? There are legit ways to make it simple and stress-free — and in this post, we’ll show you how.

💳The Usual Options

Fiverr and Upwork provide withdrawal options like:

⚡ Payoneer

⚡ PayPal (via Fiverr, but not directly available on Upwork)

⚡ Direct to local bank (limited countries)

⚡ Wire transfer

But as a Nigerian freelancer, Payoneer and PayPal are the most accessible and effective choices — with one catch: setting them up and converting to Naira can still be a hassle.

That’s where platforms like Grey, Geegpay and third party platforms like Swifo come in.

🧩So what’s the best way to withdraw in 2025?

The combination of Fiverr/Upwork + Payoneer or PayPal + a third-party platform like Swifo, Grey, or Geegpay is currently the best and safest method.

These platforms act as bridges, helping you:

⚡ Convert to Naira at good rates

⚡ Receive the money in your local Nigerian bank account

✅ Why Swifo Stands Out for Nigerian Freelancers

While several platforms exist, Swifo goes a step further by helping you link Payoneer or PayPal to your Fiverr and Upwork account directly — even if you’re new to it.

Here’s what makes Swifo unique:

✅ We guide you step-by-step to connect Payoneer or PayPal correctly

✅ We help you withdraw from Fiverr and Upwork safely through verified methods

✅ Your Fiverr (or Upwork) account won’t get flagged

✅ We convert your funds to Naira at highly competitive rates

✅ Payments are made directly to your local bank — fast and secure

✅ We are a third-party platform designed specifically for Nigerian freelancers

Whether you're new to freelancing or already in the system, Swifo makes the process stress-free — with real human support when you need it.

🛠️ Other Options

⚾Grey and Geegpay offer virtual accounts and currency conversion tools.

However, these platforms may not offer personalized support when connecting to Fiverr/Upwork or resolving account setup issues.

⚾They’re great for receiving funds, but Swifo is tailored specifically for Nigerian freelancers focused on Fiverr and Upwork withdrawals.

🚀 How to Get Started with Swifo

1️⃣ Contact Swifo Support
Reach out to the Swifo admin via the chatbox on our website or send a message on WhatsApp to begin the linking process for your Payoneer or PayPal account.

2️⃣ Wait 24 Hours for Activation
Once your payment method is successfully linked, allow up to 24 hours for activation and verification of your payment method.

3️⃣ Open a Withdrawal Order
After your method is linked, go ahead and open a new order on the platform for the exact amount you've withdrawn. Don’t forget to input or select your Nigerian bank account details during this step.

4️⃣ Get Paid Instantly
Sit back and relax. Your funds will be processed and sent directly to your Naira account, safely, securely, and at one of the best rates in the market.

🌍 In Summary

There’s no reason to stress over withdrawals in 2025. With the right setup — and the right partner — you can receive your Fiverr and Upwork earnings in Nigeria safely, quickly, and in full.

Whether you choose Swifo or any other platforms, always:

⚡Use verified accounts

⚡Stick to recognized third-party platforms

⚡Protect your Fiverr and Upwork accounts by using safe withdrawal methods

Visit swifo.co and get started in minutes.

Also read on Medium